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Disclaimer & Your Rights |
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This Privacy Notice describes our
practices for safeguarding personal information about the individuals who own
or apply for our financial products or services primary for personal, family
or household purposes. Protecting Your Privacy We take great care to properly handle
information about you. This notice describes how we handle personal
information and out commitment to protecting your privacy. I. We Safeguard the Information
We Collect About You We follow strict security standards and
procedures to help prevent unauthorized access to personal information.
Only properly authorized employees may access information we collect from or
about you. We regularly test our technology and employ multiple
procedures to protect the confidentiality of information about you. We
apply rigorous standards for protecting personal information to all our
interactions with you, including those conducted via the Internet. II. How We Collect Information We may collect information about you from
the following sources: A. Information we obtain during
the application or enrollment process. You may provide information as part of the application or
enrollment process, such as your name; address; Social Security number;
financial information; and, when applicable, health history. B. Information we obtain from
third parties. This type of
information may include such things as claim reports, medical reports, and
similar information. III. How We Share Information A. With Our Affiliates We may share the information we collect
about you and former customers plan participants and beneficiaries, with our
affiliates for a variety of purposes including to assist in providing
services and account maintenance. B. With Third Parties We may share the information we collect
about you or your plan participants in response to a subpoena, to prevent
fraud, to comply with an inquiry by a government agency or other regulator,
or as necessary for other legal purposes. We do not disclose
information about former customers; plan participants or beneficiaries to
third parties except as may be legally required. We may disclose information to third party
service providers that perform services for us in the processing or servicing
or your account. C. Medical Information We do not share medical information with
affiliates or with third parties, for any purpose other than for providing
and servicing your policies, accounts, claims or contracts; as allowed by the
relevant laws protecting your privacy; or in circumstances where you consent. IV. Accuracy of Information We strive to keep our records accurate and
will make appropriate corrections when you notify us. Please let us
know if there is incorrect information in any statement or other
communications that you receive from us. The term "third
party" refers to any entity that is not an affiliate of Preferred
Administrators. Receipt of this Notice
does not constitute our acceptance of an application for any product or
service. We may modify our
privacy practices occasionally. If we do so, we will communicate any
material changes to you as required by law. Your agent, broker,
registered representative, consultant, or advisor may have a different
privacy policy.
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